While fraudsters have become more sophisticated, so too has fraud prevention. Here are a few methods to proactively stop fraud before it happens, which prevents wasted time and money dealing with claw backs and credit card charge backs.

Data breaches seem to be making headlines on a daily basis lately. The recent Equifax and Capital One hacks alone exposed the personal, financial, and contact information of more than 250 million Americans. Thousands of gigabytes of personal data are now exposed to the dark reaches of the internet. So what becomes of stolen data? Here’s how some affiliate schemes play out with the use of hacked data.